Cambio banking: mobile banking for a better financial future

Cambio offers consumers a way to financial freedom to get you back on track with your money.

What is mobile banking?

To start, it is critical to understand what mobile banking is and how it works. Simply speaking, mobile banking is interacting with your financial institutions, such as making financial transactions or mobile check deposits on any mobile device or cell phone.

Mobile banking relies on the use of a mobile banking app from the IOS App Store or the Google Play store for Android devices. Often all you need is a mobile number or an email address to get started.

This type of banking allows you to bank any time, anywhere. Many banks offer this as an extra service, but Cambio is different. We are entirely mobile, giving you a banking experience that is entirely unique to you, without the limitations of traditional brick-and-mortar banks.

What does Cambio offer?

Cambio is banking for everyone. Currently, over 90 million Americans do not have access to traditional bank accounts or the credit they need, we strive to change that statistic by offering a mobile banking solution for all. With no minimum balance requirements or credit checks, Cambio offers a bank account anyone can use. 

With Cambio, you can acquire a bank account regardless of your credit history – even if your score is low or you have no credit history currently. Cambio offers judgement-free banking for everyone.

Our app allows you to have access to your bank accounts any time, anywhere. Cambio offers consumers a variety of products and services, with a specialization in helping our consumers reach financial freedom. 

For only $9.99 per month, you can manage, track and pay bills directly from the app. We also offer the ability for direct deposit checks through your employer. In addition, you can deposit cash, withdraw cash and transfer money at over 30,000 fee-free ATMs across the United States.

Cambio also offers banking services through our sponsor bank, Services Credit Union. With a deposit account and Visa Reloadable Prepaid Cards. Prepaid cards work much like a debit card, in that you deposit cash – directly from your phone, of course – to have funds on your card. They can be used anywhere that you would usually use a credit or debit card.

Cambio Rewards

We reward you for making good financial decisions through our rewards program. For every 100 Coins you earn, $1 is automatically put into your savings account. Just by checking in with your account and paying bills on time, you can start earning rewards and build a better financial future.

Credit building

Part of our mission is to help you build a better financial future through our credit recovery program. We offer a simplified credit score to help you better understand your credit score and to build it.

All it takes is paying your bills on time, spending smart, growing your savings and paying down your debt. Cambio is currently working to add personal debt guidance to its services to help you pay off credit card debt, loans and any other debt you may have.

What sets Cambio apart?

Cambio is more than just an online bank. We are not just a mobile bank, but instead a financial lifestyle app to help curate the skills you need for financial success. 

In order to help you gain financial security for your future, we incentivize you to make the right financial decisions through our rewards system. Unlike other banks who reward you for spending more, we reward you by making the right decisions, such as on-time bill payment and for checking your checking account balance every day. 

We strive to help you develop the money management skills you need by instilling good money habits for your future, while saving you, on average, $1,000 each year. Our goal is to help you make the proper financial decisions for your future. 

At Cambio, we specialize in credit repair, helping you to build your credit and ensuring your credit reports are accurate. Click here for more information

Next steps

For only $9.99, you can set yourself up for a future of financial freedom. All it takes is 3 minutes to register to automate your banking life and earn money for a better financial future. Sign-up and jumpstart your future financial stability, today.