Collections debt is a complicated and confusing problem
We provide clarity
This is what's happening right now
According to the CFPB, one in four Americans have received threatening calls or letters from a debt collector. However, not many people know exactly what debt they have in collections or how to verify that debt. It can also be daunting to challenge creditors. This makes it difficult for most consumers to find a clear path out of collections.
What Cambio can do for you
Identify and verify items that are damaging your credit
Challenge any inaccurate items
Develop a personalized plan to optimize your credit
How it works
Step 1
Join our program
Cambio is offering consumers with questions about their collection accounts free 1-on-1 guidance to make sense of your collections debt.
Step 2
Identify and verify
To fight collections debt, we first need to identify it.
Cambio will work with you to identify and verify key data points about your collections debt.
Step 3
Correct mistakes
You have a right to accurate and verified information on your credit report. We’ll help you verify the information on your report and correct any inaccuracies.
Step 4
Optimize your credit
We’ll work together to come up with a personalized plan that you can stick to.