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These accounts have the largest impact on your credit score. Use Cambio's free tools to resolve them
Even one late payment can have a large impact on your credit score. If yours are accurate, use our Goodwill template to resolve them!
Hard inquiries have a lower impact on your credit score. Learn more about how they impact you and possible ways to resolve them.
Generate your free hard inquiry dispute template now!
Takes less than 2 minutes
Generate your free collections dispute template now!
Takes less than 5 minutes
Free templates and step by step instructions
Free guide and template! Learn how to resolve your collection accounts
Takes less than 5 minutes
Works best for accounts with only a few late payments
For collection accounts that have appeared on your credit report recently (Within the last 30 days)
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Vent to other Cambio members working on improving their credit scores
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