How do credit card points work? A guide
March 25, 2022
Credit cards often have rewards programs tied to your account. These points allow you to earn rewards based on your spending habits.
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Hard inquiries
Hard inquiries have a lower impact on your credit score. Learn more about how they impact you and possible ways to resolve them.
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Late Payment Goodwill Letter
Works best for accounts with only a few late payments
Debt Validation Letter
For collection accounts that have appeared on your credit report recently (Within the last 30 days)
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