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These accounts have the largest impact on your credit score. Use Cambio's free tools to resolve them
Even one late payment can have a large impact on your credit score. If yours are accurate, use our Goodwill template to resolve them!
Hard inquiries have a lower impact on your credit score. Learn more about how they impact you and possible ways to resolve them.
Generate your free hard inquiry dispute template now!
Takes less than 2 minutes
Generate your free collections dispute template now!
Takes less than 5 minutes
Free templates and step by step instructions
Free guide and template! Learn how to resolve your collection accounts
Takes less than 5 minutes
Works best for accounts with only a few late payments
For collection accounts that have appeared on your credit report recently (Within the last 30 days)
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VantageScore, similar to your FICO score, is another way your credit score is tracked. It is often used by landlords and lenders to determine how likely you are to pay your bills on time. Understanding the different types of credit is crucial to personal finance literacy.
If you have bad credit, getting approved for an auto lease can be difficult. “Lease-here, pay-here” (LHPH) dealerships may be able to offer you a lease, however, there are drawbacks.
Leasing a car allows you to drive the latest models and lower monthly payments. However, having bad credit can make it difficult to get approved.
Installment loans from tribal lenders come from companies owned by Native American tribes on tribal land. The Indian tribe companies accept online loan applications and
Tax audit defense services can help you if the IRS audits your tax return. Although you may feel more secure with a protection plan, only a small percentage of taxpayers are audited each year. In other words, it may give you peace of mind, but you may not need it.
There are a lot of options out there if you need to borrow money. Whether you need to finance emergency expenses or borrow 200 dollars, there is something out there for you. Remember to weigh all of your options to find one that is best for you.
Vivaloan offers customers an online personal loan marketplace connecting you with a lender based on your personal credit profile.
Borrowing money can confusing and difficult, many ask where to borrow money from; here are some options.
Personal loans can come with or without an origination fee. Loans with these types of fees come with additional upfront costs during processing and before fund disbursement. Compare your best options for unsecured loans without upfront fees.
