Everything you need to jumpstart your credit score and achieve your goals
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These accounts have the largest impact on your credit score. Use Cambio's free tools to resolve them
Even one late payment can have a large impact on your credit score. If yours are accurate, use our Goodwill template to resolve them!
Hard inquiries have a lower impact on your credit score. Learn more about how they impact you and possible ways to resolve them.
Generate your free hard inquiry dispute template now!
Takes less than 2 minutes
Generate your free collections dispute template now!
Takes less than 5 minutes
Free templates and step by step instructions
Free guide and template! Learn how to resolve your collection accounts
Takes less than 5 minutes
Works best for accounts with only a few late payments
For collection accounts that have appeared on your credit report recently (Within the last 30 days)
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Credit can be tricky to understand, but it is so important to the state of your financial health. Avoiding these habits – and creating healthy credit habits – can help you build and maintain a good credit score.
Initially, hard credit inquiries can affect your credit score negatively. If you are trying to rebuild your credit, disputing inquiries you don’t recognize will keep your credit score clean.
Personal loans and lines of credit are both ways you can borrow money to accomplish your goals. However, the way each type of borrowing works is very different.
Settling your debt can be overwhelming. Debt relief can help you manage your debts with debt management plans and other debt solutions. Explore your options to settle your debt.
If you want or need to borrow money, your first step is to understand the different types of loans that are out there and what will work for your needs and circumstances. The guide can help you determine what loan type is best for your needs based on interest rates, loan amounts and loan terms.
If you have a credit card that you never use, you may be wondering how that may affect your credit score. Not using the card will not hurt your score, but closing it can affect your score negatively.
Installment credit allows you to borrow a set amount of money that will be repaid over a fixed number of equal payments, known as installments.
The ins and outs of getting a mortgage can be a lot to take on, especially if you have a less-than-perfect credit history. Before considering a co-signer, there are a few things both you and your potential co-signer need to know.
Depending on your creditworthiness, a good APR for a credit card can vary based on your personal credit history and the type of credit card you have.
