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These accounts have the largest impact on your credit score. Use Cambio's free tools to resolve them
Even one late payment can have a large impact on your credit score. If yours are accurate, use our Goodwill template to resolve them!
Hard inquiries have a lower impact on your credit score. Learn more about how they impact you and possible ways to resolve them.
Generate your free hard inquiry dispute template now!
Takes less than 2 minutes
Generate your free collections dispute template now!
Takes less than 5 minutes
Free templates and step by step instructions
Free guide and template! Learn how to resolve your collection accounts
Takes less than 5 minutes
Works best for accounts with only a few late payments
For collection accounts that have appeared on your credit report recently (Within the last 30 days)
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Increasing the limit on your credit card can help you improve your credit score. This guide will help you raise your credit score in the right way, helping you to build your credit.
“Buy Now, Pay Later” (BNPL) services offer payment plans that have been rising in popularity, allowing customers to spread the cost of purchase out. But, is there a catch to using these services?
There are no limits to the number of IRA accounts you can have. However, there are contribution limits and restrictions that you must follow.
There are a lot of ways that a debt collector can contact you, and now, a direct message on social media is one of them.
Credit cards often have rewards programs tied to your account. These points allow you to earn rewards based on your spending habits.
No one wants to hear that they have a debt in collections. Here are the best ways to deal with paying off a debt collector.
When lenders will offer their customers different interest rates and loan terms, this is known as risk-based pricing. This model is based on the amount of risk the consumer represents to the lender.
U.S. savings bonds are a conservative investment where you loan money to the federal government. When the bond matures, it will be paid back in full, plus interest.
Everyone needs to have a credit history to help finance major life purposes. However, not everyone wants to have a credit card; here are some ways to build credit without opening a credit card.
