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Terms and Conditions apply.

*Credit Manager or Credit builder does not guarantee credit score improvement. Credit scores are independently determined by credit bureaus. Your credit score may be negatively impacted by other financial decisions you make, or by activities or services you engage in with other financial services organizations. Credit builder may charge an interest rate and maybe subject to qualification. Based on results from members in March 2022, who used Credit Builder or Credit Manager Services. Using Cambio does not guarantee credit score improvement.

Cambio Visa® Reloadable Prepaid Card issued by, Services Credit Union (SCU).
Cambio Credit Builder is a service provided by Cambio and it’s partner bank, Services Credit Union (SCU), privately insured by American Share Insurance.

SCU Membership : You hereby apply for membership in SCU and agree to comply with its bylaws. SCU will deposit $1.00 in your share account (the par value of an SCU share and the minimum balance required to open an account). The share account does not earn a dividend.

Private Share Insurance: Your share deposits in SCU are insured up to $250,000 by American Share Insurance, a private share insurer. You acknowledge (1) SCU is not federally insured; and (2) if SCU fails, the federal government does not guarantee that the depositor will get back the depositor’s money.

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